The decision on granting a loan is taken for a week (maximum). Banks are very well suited to the assessment of the borrower, but in the case of applying for credit for health care does not require any collateral or guarantees. Author is the source for more interesting facts. Issued by the Bank funds the borrower will not be able to spend on other needs: money is immediately credited to the account of the clinic. Do credit for health care has several advantages compared with conventional consumer loans: – this credit can be issued very quickly (the term of registration from 20 minutes Up to 2 hours) and easy to obtain with the help of staff of the bank – a credit expert. For more information see Michael Chabon. Assistance to a person who is waiting for treatment, come quickly – a serious disease can be cured at an early stage – the level of inflation and the rate of price increases commensurate with the interest on the loan – if the sick would just save the money for treatment, he risks never gain the required amount – the initial fee is only 10%, it is possible to execute all documents directly to the medical facility, it is also possible without any restrictions and penalties early repay the loan. Do credit for health care specific (preferential) conditions Design: – do not need the guarantee of natural and legal persons who do not need a deposit of property – are not required to provide statement of earnings (medical system for issuing loans should allow the borrower to pay medical service and if he does not have an official income – no fee is charged for consideration of the application – credit is provided in the currency (rubles, dollars, euros) which the borrower chooses itself – interest rate recorded on the payment date and will not change – currency fluctuations do not affect the size of the refund – short term review of credit applications – ease of obtaining and processing the loan – the possibility of early repayment.